Risk management plays a key role in minimizing the impact of unfortunate events that could derail you from achieving the goals you have for you and your family.
At Hantz Agency, our philosophy is to begin with your financial goals then advise and educate you on your property and casualty insurance coverage options. Our advisors and Property & Casualty Specialists work together to provide options to help address any gaps in coverage as it relates to your net worth, income and overall financial position.
After the analysis is completed, they will design an insurance plan specifically for you with your financial situation in mind. Because of our commitment to long lasting relationships with our clients, we are able to make changes to that plan as your net worth grows and your financial world evolves.
When designing your insurance plan, your advisor considers various types of policies, including:
Real Estate: Covers losses to your home, and other properties, their content and the personal liability.
Automobile: Provides protection against losses that are incurred because of an auto accident and any associated liability such as lawsuits and uninsured or underinsured motorists.
Personal Excess Liability: Supplements the standard limits and helps fill the liability coverage gaps in property and casualty insurance.
Jewelry, Arts & Collections: Protects against things that are not covered by a homeowner’s policy such as theft and mysterious disappearance of valuable items or breakage of fine arts.
Watercraft: Provides liability and physical damage cover for any type of watercraft including anything from a jet ski to a yacht.